Covid-19 Grant Information

This Grant Program is offered on a first completed, first-served basis to provide temporary mortgage or rental assistance to eligible applicants whose household has been economically affected by the COVID-19 Pandemic. The assistance is limited to the actual missed or currently due mortgage or rent payments due after April 1, 2020, and may not exceed $1,500.00 per month (may include late fees and charges, security deposits, and required tax and insurance escrow deposits). Payments may be for a one to three month period but the total may not exceed $4,500.00. Grants shall only be paid directly to the mortgage holder or to the landlord. The amount of total grants is subject to the availability of funds from the Coronavirus Aid, Relief, and Economic Security (CARES) Act. 

The application period will end on December 15, 2020, or when all funds are obligated.

This program is for residential properties only!

Eligibility:

  • The property must be located within the City limits of Sebastian and be the Applicant’s primary legal residence:
  • A copy of the latest “TRIM Notice” or property tax bill showing the amount of City of Sebastian taxes must be provided. See the Application Checklist on how to download this from the Indian River County Property Appraiser’s website.
  • A copy of the latest bill for electric, water, or communications provider services must be provided.
  • City of Sebastian City Council Members and Charter Officers are not eligible. 
  •  The Mortgage or Lease must be in the Applicant’s name.
  •  The total income from all household members must have been reduced by 10% or more as a result of the COVID-19 Pandemic: 
  • Each member of the household 18 years old or greater must complete the Household Member Asset & Income Certification form.
  • Income includes gross wages, income from assets, child support, alimony, military pay, veteran benefits, retirement, social security, annuities, insurance policies, disability, public assistance, unemployment and any other resources or benefits received. However, stimulus checks are excluded.
  • Total income for the household depends on the number in the household and may not exceed amounts shown below for the most recent month: 
1 - $3,2502 - $3,716 3 - $4,1794 - $4,641
5 - $5,0166 - $5,3877 - $5,7588 - $6,129

Income Verification – provide the following for each household member 18 years old or more:

  • A recent pay stub and a pay stub dated immediately prior to March 1, 2020 showing gross wages.
    • If overtime or part-time work is part of the income, provide 3 most recent pay stubs and 3 pay stubs dated prior to March 1, 2020. Income is calculated based on a comparison of the 3 month averages.
    • If pay stubs are not available, provide a letter signed by the employer on the company’s letterhead, with their phone number and email address, stating both your current and pre-pandemic pay.
    • If no longer employed, provide lay-off or termination notice by employer dated after March 1, 2020.
    • If applied for, provide a notice showing amount of Unemployment Assistance payments.
  • For those self-employed, provide Sales Tax Returns or other documentation showing revenues for the most recent three months in 2020 and the same three months in 2019.

Mortgage or Rent Payment Verification – provide one of the following:

  • Copy of Mortgage Note evidencing required payments, late fees, and charges.
  • Copy of the Lease Agreement evidencing required rent, late fees, and charges.

Submittal Information

Those Applicants that need assistance with questions about completing the necessary documents may call Christine at (772) 202-2510. She will answer or return your call as soon as possible depending on the volume of calls received.

It may take up to two weeks to process the application package, so please be patient. You will be contacted should additional information or documentation be needed. Incomplete applications will delay the review process and failure to provide the required information may result in denial.